Learn how a DSCR home loan can offer a pathway to investment success, focusing on the potential income of the property.
DSCR Home Loan
Investors qualify based on rental income, not personal income.
A DSCR (Debt Service Coverage Ratio) Home Loan is specifically designed for real estate investors who want to qualify based on rental income rather than personal income. Approval is determined by whether the property’s income can cover the mortgage payment, rather than by tax returns or W-2s. This makes the loan ideal for investors with complex financial profiles or multiple income streams. DSCR loans are commonly used to purchase or refinance investment properties without traditional income verification. Many investors also use cash-out options to reinvest capital or pay off existing property-related debt.
Key Features
- Qualification based on rental income
- No personal income verification
- Cash-out options for reinvestment
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Fill out the questionnaire on this page to start a discussion about your mortgage needs today!
What are your goals?
We are committed to helping you reach them.
Where is the home located?
What type of home is it?
Where are you in the home buying process?
How do you plan to use your new home?
Have you or your spouse served in the US military?
Veterans and active US military may be eligible for a $0 down VA loan when purchasing a home.
What is your (or your spouse's) branch of military service?
Are you actively working with a real estate agent?
Is this your first time purchasing a home?
What is the approximate purchase price of the new property?
How much do you have for a down payment?
What is your current employment status?
What is your household gross (before taxes) annual income?
What is your credit score?
Have you had a bankruptcy or foreclosure in the past 3 years?
What’s your name?
Where is the home located?
What type of home is it?
Have you or your spouse served in the US military?
Veterans and active US military may be eligible for a $0 down VA loan when purchasing a home.
What is your (or your spouse's) branch of military service?
What is the estimated value of your property?
What is the estimated balance of your first mortgage?
Do you have a second mortgage?
How much additional cash do you wish to borrow?
(It's OK to estimate or if no cash-out leave at $0)