Building a home is a big step. Our construction home loans are designed to support you at every stage of this exciting journey.
Construction Home Loan
A Construction Home Loan is designed for borrowers who want to build a home rather than purchase an existing one. Instead of receiving the full loan amount upfront, funds are distributed in scheduled draws as construction milestones are completed. This structure helps control costs, manage risk, and ensure funds are used appropriately throughout the build process. Borrowers benefit from predictable financing and improved cash flow management during construction. Many construction loans also offer the option to convert into a permanent mortgage once the home is complete.
Key Features
- Draw-based funding tied to construction progress
- Financing for custom or new home builds
- Option to convert to a permanent mortgage
**HelloLend is not affiliated with or acting on behalf of or at the direction of FHA, VA, USDA or the Federal Government.
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What are your goals?
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Where is the home located?
What type of home is it?
Where are you in the home buying process?
How do you plan to use your new home?
Have you or your spouse served in the US military?
Veterans and active US military may be eligible for a $0 down VA loan when purchasing a home.
What is your (or your spouse's) branch of military service?
Are you actively working with a real estate agent?
Is this your first time purchasing a home?
What is the approximate purchase price of the new property?
How much do you have for a down payment?
What is your current employment status?
What is your household gross (before taxes) annual income?
What is your credit score?
Have you had a bankruptcy or foreclosure in the past 3 years?
What’s your name?
Where is the home located?
What type of home is it?
Have you or your spouse served in the US military?
Veterans and active US military may be eligible for a $0 down VA loan when purchasing a home.
What is your (or your spouse's) branch of military service?
What is the estimated value of your property?
What is the estimated balance of your first mortgage?
Do you have a second mortgage?
How much additional cash do you wish to borrow?
(It's OK to estimate or if no cash-out leave at $0)